Canadian Agent Cost Index · Q3 2026

What Canadian agents actually pay: the index.

Computed live from every Canadian brokerage model in our dataset — not survey guesses. Cite it, link it, argue with it (then send us your fee sheet).

Methodology: all CA-modeled brokerages, national blended commission per side, standard tool needs, board dues included. Updated whenever the dataset changes.

True cost by production level

Across all Canadian models: cheapest, average, and most expensive true annual cost.

Effective split = what you keep after everything, as % of GCI.

Average cost by city

Mean true cost at 12 transactions across each city's high-volume brokerages (local commission levels + board dues).

The spread is the story

At 12 transactions, the gap between the cheapest and most expensive Canadian model:

Team vs solo economics (capped models)

Brokerage cost only — team splits to the leader excluded (those are compensation for leads/support, not brokerage fees).

This index is a model output, not a survey. It reflects published fee schedules and clearly-labeled modeled entries (see the data status board), a national blended commission per side of , standard tool needs (CRM, IDX website, TM, e-sign) where not included, and average board dues. It excludes team overrides, mentor fees, personal marketing, and taxes. Free to cite with attribution to BrokerageCosts.com.