Licensed Industry Economics

What does your platform really cost?

Real estate, mortgage, life & health, and P&C insurance — one evidence-first database of splits, caps, monthly fees, per-file costs, licensing dues and true annual economics. Where a company hasn't published terms, we mark the field Fee sheet required rather than guessing.

Brokerage & network profiles
4Licensed industries
Licensing jurisdictions sourced
Start where you are

What's your situation?

Choose once. We'll tune the next steps, assumptions and tools around the decision you're actually making.

01
The Problem

Most agents compare brokerages using incomplete math.

You're sold on the split. Then the transaction fees appear at closing. The CRM isn't included. The website is extra. The royalty never caps. By the time the full picture assembles itself, you've already signed.

Brokerage pricing isn't a number — it's a scattered set of fragments that only make sense when you put them together.

A typical mid-producer's real annual outlay
$0

Illustrative: $100K GCI, 10 transactions, franchise split model, agent buys own CRM + IDX website + lead gen. See Methodology.

02
The True Cost Reveal

Your brokerage cost is a system, not a single number.

Split. Cap. Royalty. Monthly fee. Transaction fee. E&O. Then everything the brokerage doesn't include — the website, the CRM, the lead gen — lands on your card instead. Total cost architecture is the only honest way to compare.

Read the Hidden Costs Guide →
03
The Cost Engine

Model your take-home, not just your cap.

Set your production. Choose the tools you actually need. Watch every brokerage's true economics recompute live.

Assumes you need: CRM, IDX website, transaction management, e-signature. Adjust everything in the full calculator.

04
Brokerage Worlds

Every model is a different universe. Enter each one.

Capped splits, desk fees, royalties, flat fees, 100% models — each with its own physics. Not all splits are created equal.

05
Rankings

A lower fee doesn't always mean a lower cost.

Rankings shift with production. The cheapest brokerage for a new agent can be the most expensive for a rainmaker. Slide the scenario and watch the leaderboard reorder itself.

Open Full Rankings

What the included stack replaces

Market prices for equivalent standalone tools. If a brokerage includes them, that spend disappears from your P&L.

06
Value Offsets

Compare what you pay — and what you get.

A brokerage that costs $4,000 more but replaces $6,000 in software is cheaper. Our engine nets included value against every cost, so apples and oranges finally compare.

$0Typical included-stack value (all-in-one models)
$0Typical DIY tool spend (bare models)
07
Evidence Pipeline

Every number here came from a document. Send us the next one.

Where a company hasn’t published its terms, the field stays marked Fee sheet required until someone shares the real schedule. Uploads are private, anonymous if you like, and verified against a second source before anything changes.

See the full economics

You came to compare one brokerage.
You'll leave understanding all of them.